Sanitized examples. Storm damage valuation disputes that moved materially after appraisal.
Multi-system hail and wind loss. Carrier initial: $48K. Appraisal award: $298K.
Binding AwardLarge-format TPO membrane. Carrier denied full replacement. Award: full scope + interiors.
Binding AwardStructural cladding + HVAC displacement. Carrier missed mechanical line items.
Binding AwardHail damage to roof and envelope. ACV settlement converted to RCV through appraisal.
Binding AwardRetail strip — 3 units. Carrier issued partial payment only. Full envelope awarded.
Binding AwardPartial roof detachment and interior water intrusion. Scope expanded at appraisal.
Binding AwardMetal building complex. Multi-elevation damage. Carrier's appraiser conceded scope at panel.
Binding AwardContents and structural claim under NFIP policy. Disputed replacement cost calculations.
Binding Award