Storm damage to commercial and residential property creates valuation disputes that insurers consistently win by default — unless the policyholder invokes appraisal.
The Price Co. provides policyholder-side appraisal representation for hail, wind, flood, and tornado losses where the financial gap between the carrier's position and actual damage is material enough to warrant escalation.
The policyholder selects their appraiser. The carrier selects theirs. The Price Co. serves as the policyholder's appraiser, building and defending the valuation position.
The two appraisers agree on a neutral umpire — or the selection follows the policy terms or court process. The umpire resolves disagreements between the two appraisers.
When the required agreement is reached, the appraisal award establishes the amount of loss. It is final and binding under the policy terms — not a negotiating position.
Sanitized examples. Storm damage valuation disputes that moved materially after appraisal.
If the carrier's estimate is materially below the actual scope of loss, appraisal may be the fastest path to an accurate, binding valuation. Submit a review request to evaluate whether it applies to your claim.